Maximize the potential of your small business portfolio by leveraging Mastercard merchant-level KPIs to enhance lending decisions.
Small Business Decision Enhancer (SBDE) provides aggregated and anonymized transaction-based insights on a merchant’s sales, customer behavior and overall trends to evaluate the strength and stability of the business to inform credit decisions.
Insights provided by SBDE include:
Consistency of business revenue:
Strengthen decision making across a range of strategies, including:
- Improving new customer acquisition, credit decisioning and credit line assignments
- Managing existing customer risk
- Identifying prospects for up-sell and cross sell
- Reviewing credit lines
Make more informed decisions with a clearer understanding of small business sales performance, leading to:
|Increased approval rates|
|Reduced credit losses|
|Increased customer satisfaction and engagement|
Merchant consent is required for Mastercard to share merchant-level SBDE insights.
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