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Data Strategy & Analytics

Mastercard Data & Services helps organizations make more data-driven decisions with enhanced data applications and achieve operational excellence.

How can you take the guesswork out of decision-making and business planning?

Use Mastercard's real-time, anonymized and aggregated transaction data and business experimentation and analytics tools to optimize performance across your organization.


Our technology platforms and services enable faster and better business decisions based on insights generated from data.

We provide a range of capabilities to suit your business needs, including access to relevant and actionable intelligence based on 100 billion aggregated and anonymized transactions from 2.9 billion cardholders around the world.

Our tools also help you forecast consumer behavior with proprietary information and expertise and real-time intelligence based on cleansed transactions.

How does Mastercard help you understand more from data and analytics to make better decisions?

Test & Learn®

Mastercard Test & Learn, a multi-patented analytics platform, helps business leaders make decisions with more confidence by analyzing in-market business experiments.


SpendingPulse™ provides market intelligence based on consumer buying behavior. These insights include analysis of current market trends & forecasts of customer spending patterns

Mastercard Advisors Consulting

Unmatched payment and technology expertise through top of the line consulting services that drives tangible value for your business

Additional resources

Assists vs goals in retail's omnichannel game

The journey of a ball to a goal may be compared to the journey of a consumer to a purchase. Learn how retailers are winning the ball through better technology and analytics to manage consumer touchpoints.

Create and Quantify Value in Value-Based Care

Health systems are applying an analytical mindset to value-based care. Download our latest report to learn how Mastercard and Orlando Health are making that happen.

Shifting wallets: New consumer spending habits

Consumer spending in 2022 has shifted in what, where and when consumers are making purchases. Much of this has been driven by a consumer desire for more control after three years of uncertainty. But with evolving macroeconomic trends, do we dare call this the “new normal”?

Our team of data and analytics experts

Contact our experts