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What we do
Product offerings
Contextualize and forecast performance with localized sales benchmarks and near real-time spending insights.
SpendingPulse™ platform
Discover and visualize historical data insights, real-time spend insights and accurate sales forecasts
Test & Learn® with SpendingPulse™ modeling
Evaluate large-scale business initiatives
Who we serve
Market intelligence for your industry
SpendingPulse™ powers decisions across various industries with detailed historical and near real-time spend insights and accurate sales forecasts.
Consumer packaged goods
Visualize the change in consumer spending and take the appropriate next steps
Financial institutions
Benchmark portfolio performance against retail economic activity
Public sector
Asses the economic impact of various initiatives and events
Understanding industry-level shifts in sales and growth
Plan ahead with historical data insights, real-time spend insights and accurate sales forecasts
Travel & hospitality
Implement various initiatives and plan for unusual trends
Mastercard offers various resources to equip organizations to offer more data-driven decisions using actual, near real-time spend insights.
Read insights from our experts
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Make informed business decisions with Mastercard SpendingPulse™

SpendingPulse™ is a macroeconomic indicator of retail sales based on actual, near real-time spend data across various sectors. It’s one of the only data sources on the market that provides daily online and in-store sales estimates and forecasts at the national, regional and local level.
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What we do

Mastercard SpendingPulse™ solutions help CEOs, CFOs and CMOs of retailers, banks and other industries unlock market intelligence on consumer spending by measuring in-store and online retail sales across all payment forms.

Answer key business questions with anonymized aggregate sales activity in the Mastercard payments network, coupled with survey-based estimates for other payment forms.

SpendingPulse™ insights are not indicative of Mastercard company performance; insights and forecast are subject to change.
  1. How does my organization’s performance compare to that of the industry?
  2. What are key upcoming sales days, and how can my organization best capitalize on them?
  3. How are customers spending across channels (online vs. in-store), and how will that change?
  4. Based on historical performance, growth, density and spend volume, where should we open a new location?

Product offerings

Mastercard SpendingPulse™ In Action

Hershey case study Hershey evaluated macroeconomic consumer spending trends by using Mastercard SpendingPulse ™

The Hershey Company wanted to better understand consumer spending patterns across various industries and channels. The company accessed market intelligence based on consumer buying behavior using Mastercard’s SpendingPulse™ platform, which gave the company insights into upcoming market trends and key drivers of consumer spending fluctuations. The company then embedded SpendingPulse™ insights into Mastercard’s Test & Learn® platform to analyze nationwide initiatives, which are typically difficult to evaluate due to the lack of a holdout group.

Customer story

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