Skip to main content

A Small Business Triangle

Real-Time Payments, Open Banking, Artificial Intelligence

Three powerful trends are converging in the digital economy: real-time payments, open banking and artificial intelligence.

Their convergence will bring opportunities to small and medium-sized enterprises. In particular, it will help the three-fifths of them regularly struggling with cash flow issues.

This report looks at the triangular relationship between the three technologies in terms of their synergies, mutual dependencies and benefits to business.

"Real-time payments – aided by open banking and AI – are going to solve one of the major causes of bankruptcies for SMEs worldwide: cash flow."

In this white paper, we delve into:

  • Details on three new trends

  • Consolidated cash flows and faster settlements

  • Automated liquidity management and accounts payable

  • The outlook for small and medium-sized enterprises (SMEs)

 

Download the full report to learn how Mastercard can help your small business.

Download the White Paper

By clicking download, I am requesting that Mastercard send me information about Mastercard business products and services. I acknowledge and agree that my personal data may be processed in accordance with Mastercard's Privacy Notice and Terms of Use.

More to Read:

HBR ANALYTIC SERVICES
In the Game: Traditional Financial Institutions Embrace Fintech Disruption

Many Financial Industry Executives do not see fintechs as serious competitors today—but they do perceive them as a critical threat long-term.

Whitepaper
The Importance of Measuring Impact Across Channels in the Digital Banking Landscape

As data sets continue to grow and customer journeys become more complicated all players are working to ensure that their analytics are in line with their innovation investments.

Whitepaper
Artificial Intelligence in Banking: Implementing Buzzword Tech

With increasing numbers of financial institutions adopting artificial intelligence (AI) technology, the ones that will achieve successful implementation are those that develop comprehensive AI strategies to avoid the pitfalls of buzzword tech.

Recovery Insights
The Shift to Digital

The COVID-19 outbreak has accelerated the digitization of how we work, live and shop. Learn how businesses navigated the shift to digital, how consumers responded, and the spending trends likely to stay in a post-COVID-19 world.