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Three powerful trends are converging in the digital economy: real-time payments, open banking and artificial intelligence.

Their convergence will bring opportunities to small and medium-sized enterprises. In particular, it will help the three-fifths of them regularly struggling with cash flow issues.

This report looks at the triangular relationship between the three technologies in terms of their synergies, mutual dependencies and benefits to business.

"Real-time payments – aided by open banking and AI – are going to solve one of the major causes of bankruptcies for SMEs worldwide: cash flow."

In this white paper, we delve into:

  • Details on three new trends

  • Consolidated cash flows and faster settlements

  • Automated liquidity management and accounts payable

  • The outlook for small and medium-sized enterprises (SMEs)


Download the full report to learn how Mastercard can help your small business.

Download the White Paper

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