Adiya is an experienced strategy and payments consultant who, throughout her 15 year career, has worked with financial services, governments, international development organizations, and SMEs to tackle their business challenges while making inclusive societal impact. Adiya holds an MBA and a Project Management professional certificate. She specializes in payments strategy, project management, ESG in payments and digital payments for SMEs. In addition, she regularly contributes to thought leadership in Mastercard, including A question of equity about sustainability trends in payments and Empowering SMEs with digital capabilities.