SpendingPulse™

SpendingPulse™ is a macroeconomic indicator of retail sales based on actual, near real-time spend data across various sectors. It’s one of the only data sources on the market that provides daily online and in-store sales estimates and forecasts at the national, regional and local level.

What we do

Mastercard SpendingPulse™ solutions help CEOs, CFOs and CMOs of retailers, banks and other industries unlock market intelligence on consumer spending by measuring in-store and online retail sales across all payment forms.

Answer key business questions with anonymized aggregate sales activity in the Mastercard payments network, coupled with survey-based estimates for other payment forms.

SpendingPulse™ insights are not indicative of Mastercard company performance; insights and forecast are subject to change.

How does my organization’s performance compare to that of the industry?
What are key upcoming sales days, and how can my organization best capitalize on them?
How are customers spending across channels (online vs. in-store), and how will that change?
Based on historical performance, growth, density and spend volume, where should we open a new location?

Product offerings

Mastercard SpendingPulse™ In Action

Hershey evaluated macroeconomic consumer spending trends by using Mastercard SpendingPulse ™

The Hershey Company wanted to better understand consumer spending patterns across various industries and channels. The company accessed market intelligence based on consumer buying behavior using Mastercard’s SpendingPulse™ platform, which gave the company insights into upcoming market trends and key drivers of consumer spending fluctuations. The company then embedded SpendingPulse™ insights into Mastercard’s Test & Learn® platform to analyze nationwide initiatives, which are typically difficult to evaluate due to the lack of a holdout group.