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Industry
Capabilities Used
Problem
Improving spending and approval rates
A leading acquirer in the United States noticed rising decline rates across its merchant portfolio. They sought a solution to boost overall authorization spending and enhance approval rates, but first needed to pinpoint the factors behind the rising declines.
The acquirer partnered with Mastercard to look for answers. Using Mastercard’s Acquirer Intelligence Center (AIC), they were able to dive deeper into authorization approval rates. Through AIC, the acquirer discovered that:
APPROACH
RESULTS
Better cost management with merchant clients
After identifying fraudulent merchants and reducing card-not-present declines, the acquirer achieved substantial savings in processing costs and fraud losses, while improving card-not-present approval rates.
+1.8%
uplift in quarterly authorization approval rate.
$121K
savings in fraud and processing costs.
$6.8M
increase in quarterly net approved spend.
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